Chime is an American financial technology company that provides online banking services and operates as a neobank. Founded in 2013, Chime offers a mobile-based platform that focuses on providing customers with fee-free checking and savings accounts, as well as other financial services. The company aims to make banking more accessible, affordable, and user-friendly, especially for individuals who may be underserved by traditional banking institutions. Chime's platform includes features such as early direct deposit, automatic savings, and a user-friendly mobile app for managing finances. Notably, Chime does not charge traditional banking fees like monthly maintenance fees or overdraft fees. The company has gained popularity for its straightforward and customer-centric approach, positioning itself as a digital alternative to traditional banking.